Lafayette Checking Programs

*N.O.W. Accounts:
No Monthly Service Charge or Per Check Charge with
$500.00 Minimum Balance.
Unlimited Check Writing.
$4.00 Monthly Service Charge and .25 per Check Charge (If
Minimum Balance Falls Below $500.00).
Interest Will be Paid on Balances Over $10.

*Super N.O.W. Accounts:
No Monthly Service Charge or Per Check Charge with
$500.00 Minimum Balance.
Unlimited Check writing.
Higher Interest Rates with Balances Over $1,000.
N .O.W. Interest Rate Paid on Balances Between $10 and$1,000.
$4.00 Monthly Service Charge and .25 per Check Charge (If
Minimum Balance Falls Below $500.00).

* No Monthly Service Charge or Per Check Charge If Under 18
or Over 62 Years of Age.

Low Volume Checking:
No Monthly Service Charge or Per Check Charge If
$500.00 Minimum Balance is Maintained OR No More Than
(8) Eight Checks Clear the Account Per Statement Cycle.
$4.00 Monthly Service Charge and .25 per Check Charge (If
Minimum Balance Falls Below $500.00 OR More Than (8)
Eight Checks Clear the Account Per Statement Cycle).
Interest Will be Paid on Balances Over $10.

Simplicity Checking:
No Minimum Balance.
No Monthly Service Charge.
No Per Check Charge.
Unlimited Check Writing.

MasterMoney/ATM Card:
Lafayette Federal Savings Bank is pleased to offer you our
newest convenience,  the MasterMoney/ATM Card. Just like
anything new you're bound to have some questions,  so here is some
information about your new card to get you better acquainted.

MasterMoney The ATM Card that works like a check.
A new, easier way to shop. The same easy way to bank.
Your MasterMoney™/ATM Card is easy to use.
What accounts can I access? 
NOW, Super NOW, Low Volume, Simplicity
and Money Market Statement Accounts
No fees for MasterMoney™/ATM Card purchases.
Apply today!

Commercial Checking Accounts:
Monthly Service Charge $6.00.
Each Check Paid $0.16.
Each Deposit $0.50.
Per Item Deposited $0.07.
Earnings Credit Allowance Per $100.00 Average Collected
Balance $0.25.
Customer is Responsible for Check Purchase and Printing.

Lafayette Savings Programs

Certificates of Deposit*
&
Individual Retirement Accounts
(Traditional, Roth & Coverdell ESAs)

  6 Month Certificate
12 Month Certificate
24 Month Certificate
36 Month Certificate
48 Month Certificate
60 Month Certificate
18 Month Variable (IRA only)

minimum initial deposit for a CD is $1000
minimum initial deposit for an IRA $500
minimum initial deposit for a variable IRA is $100

*A penalty may be imposed for early withdrawal.


Simplified Employee Pension Plans ( SEPs )
18 Month Certificate of Deposit
minimum deposit of $500

Savings Accounts
Passbook
Monthly Statement

Money Market Deposit Accounts
Passbook
Monthly Statement

Looney Tunes Kid's Club Savings

Christmas Club Savings Accounts

Lafayette Savings Rates
Effective Date:  June 27, 2008
Rates Are Subject To Change Without Notice

** Twelve Month Fixed